Assignment 3: Journey to a New Car

Many people are in the market for a new vehicle but don’t know how to buy one with the least amount of money. Are you in the market for a new car? If so, this blog will enable you to become a smart purchaser!  If not, well, you can read and help your friends or family to buy a car later.

Many people say they want a car but have no idea what type of car they want. For example, some want sedans and some want hatchbacks to fit their dogs.  Some guys want pick ups to transport their goods and also help them feel they own the roads.  Some drivers prefer SUVs because they are better in the snow and have a higher ground clearance for better visibility. Some might want sports cars or convertibles to enjoy the sun and impress the ladies.  With that said, it is very important to know what type of vehicle you are looking for in the beginning.

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Know Your Budget

After knowing the type of car you want, calculate how much money you are willing to spend towards a depreciating asset.  Cars depreciate once they are on the road, unless they are rare cars.  So make sure how much money you are willing to sacrifice towards your monthly lease, finance payment or lump sum.  A Porsche SUV and a Hyundai SUV are both SUVs but the cost are extremely far apart. We can be talking about a car worth $57,000, versus a car with $19,999.

-Lease, sort of like renting a car at with a monthly payment.  The car still does not belong to you at the end of the contract/lease.  You have the option to purchase out the car with a lump sum or the option to return the car to the dealer without any charges, unless there are damages to the car.  Some people prefer to lease cars because they like to change cars every so often and not be worried about fixing their cars when they are driven up to higher mileages.

-Finance.  This is the option of purchasing when you pay out the whole car’s worth of value in a period of time. This option may be more suitable for people who wishes to keep there cars for a longer time or until their cars die to the ground.  For people who drives very seldom and does not need a new car all the time, this might be the better option because the car will have a low mileage, meaning less maintenance to do. Last of all, the car belongs to you.

Cash.  This option is when purchase the car with a one time payment in the beginning and which the car is yours.

Both Lease and Finance have their own benefits and each is suitable depending on the individual.  Some like to lease for tax reasons and some like to finance than pay cash to keep cash flow for other investments.  Therefore it is important to know your current financial situation and use the better suiting method of purchasing.

Purchasing second hand or certified pre-owned vehicles from dealers may also be wise because certified pre-owned cars are cars that have been checked by the official dealer and usually have an extended warranty.  This way, you can save some money as well.

Do Some Research

This is where the world wide web fascinates.  There are many online information regarding to the car you want.  Many automotive journalists write reviews and blogs about the cars they test.  Safety information regarding crash safety rating can be found on www.euroncap.com.  Car forums can also be helpful because members give the utmost down to earth information since they are usually driving one.  Consumers’ view about driving pleasure, mechanical failures, what to watch out for can also be usually be found at the forums.  But take notice, forums are usually biased with opinion related questions because forum members take pride in what they buy.  For example, Audi fans would say their A4 is better than a BMW 3 series because of such and such but BMW fans would say their car is better than the A4 because of such and such.  So keep this in mind!

After doing research for the particular model of car you have in mind, find out the invoice pricing of the car.  The invoice is the price dealers get the cars from the factory.  The MSRP price and the invoice pricing is the gap for price negotiation.  Keep in mind some factories give rebates the to the dealer because they might want to sell a particular model for the new model coming up.  In this case, your negotiation room is the cost of the rebate plus the difference in MSRP and invoice.  To find out the invoice pricing, www.carcostcanada.com is a helpful site to use at a cost.

Visit the Dealers

Test-drive the cars you like.  Understand you will be driving it for a somewhat period of time.   Take as long as you like to know the car’s handling, looks and comfort.  Is the headroom high enough? Is the storage space good for you? How comfortable are the seats and how’s the visibility like around the car?  Is the power sufficient for your needs? Does the car stop well?  These are very key things to notice when you test-drive cars.

Find out the options that you would like to have in your car.  Cars nowadays have a lot of options for you to choose because of the sophisticated technology.  For example, would you like a navigation system? A sunroof? Parking sensors? Rear view camera? Blind spot detection system? Power rear trunk? Optional Airbags?

Don’t let the salesmen pressure you to make decision.  Figure out if the car is suitable for yourself, financially and mechanically.  Get the cost of the monthly payment and find out if you would like to put a bigger down payment to lower the monthly payments.

Put an Offer

After your salesmen gives you a break down of all the costs, put in an offer. Keep in mind of the invoice pricing and rebates.  The usual practice in the GTA is 3-4% above the invoice price.  But this can change with demand and supply.  Next, find out how long it would take for the car to be taken delivery.  If it is too long and you cannot wait, move along to another dealer or look for another car.  On the other hand, if the dealer does not accept your offer, go to another dealer.  Some people in fact just send emails out to the dealers with their offers because it can help save time.

Once the offer has been accepted, Congratulations you have a new car.  Find out when you can pick up the car.  At this point, you should be filling out all the purchasing agreements and documents.  Try to use your credit card to put the offer because most credit cards give a rebate meaning you can save a little bit of money here and there.

At The Pickup

Check if its the car you wanted with the bells and whistles.  See if the colour choice is the one you wanted, yes some people have their cars delivered in another colour because the dealer wanted to make a quick sale. Check if the car is damaged free.  Most important, check how many kilometers there is on the car.  A brand new car should have less than 100km.  Ask the salesmen why there are so many clicks if the numbers don’t add up.  Ask for reduction in cost if needed to be.

Check the papers and cost to make sure there no difference than the one you signed when handing in the offer.  Audit the terms and interest rates to see if there is a change.  Usually the interest rate is the one on the day you take delivery from the dealer.  If everything is good, CONGRATS! You have a new car!

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What are your experiences with buying cars? How smooth or terrible did it go? Let me know down below in the comment box! Remember, don’t forget to thank me when you buy a new car with my tips!

Assignment 2: Are Hybrid Cars Our Future?

Hybrid cars have gotten really common the past few years. Many car manufacturers have put resources on developing hybrids of their own.  Many think it is the solution to global warming but I don’t think so.  How often do you see hybrid car owners flooring their cars traffic light to traffic light? Almost every day! Hybrid Car Owners! I am calling you out! YOUR CAR DOES NOT SAVE GAS WHEN YOU DRIVE LIKE LIKE THAT.

  • HYBRIDS AND IT’S CONS

Many hybrid cars are on the road and what makes me disapprove the idea of hybrid is many times our roadways are around 70-100km/h, though the average speed on the 401 is 120km/h in the fast lane. From my understanding, hybrid vehicles uses gas after 60km/h and when the engine is under load.  Think about it, on the 401, the speeds on there have an average of 120km/h, sometimes even faster.  At these speeds the car’s electric motor is not enough to keep the car in constant speed, so the gasoline engine is used.  With the small 1.8L 4 cylinder engine used in most hybrids, the engine would be working harder to keep the car at highway speeds, as compared to a V6 engine. This means on the highway, there is a chance a V6 engine would be using less gas than a hybrid.

In the city, we are often accelerating because of the traffic.  Acceleration from traffic light to traffic light cannot be evaded.  Even though hybrid car owners can keep the gas pedal light, cars behind usually do not have the patience for you. What you end up is having to accelerate harder and use the gasoline motor or you risk getting honked.   I really think the idea of hybrid, in North America. is not a clever way to help pollution, but rather pollute the environment even more, because of the nickel battery used in these cars which I will criticize later, stay tuned.

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  • TRUE STORY~

My friend recently purchased a hybrid, and it is a Lexus Hybrid, the CT200H.  The first day he picked it up, he loved it. The next week I see him, he regrets buying the car.  He complains how he gets worse mileage than his Lexus GS350, since he’s on the highway most of the time.  Next, he hates how there is a sudden jolt when the gasoline engine kicks in.  I have heard of this problem 5 years ago and I can’t believe it is still evident now.

As a matter of fact, only 35% of hybrid owners say they will purchase another one.   Can you believe it? Keep in mind out of this 35%, 40% of them are Toyota Prius owners (ugly ass piece of crap), who are die hard fans of these cars. (The ones I see racecar-ing in the traffic all the time)

Next I want to touch upon is…Hybrid SUVs. What the fuck? Why would you want to buy a Hybrid SUV when the purpose of a hybrid is to save gas? Persuade me into thinking Hybrid SUVs are the shit, other than their high price tag for bragging rights.  Almost every time I see a SUV, they are usually doing 20km/h more than the speed limit.  These SUVs drivers drive aggressively and hybrids to them are meaningless when they drive like that.  Another true story… we all know how SUV drivers in North America are, they are no better than pick-up drivers who feel like they own the roads, swerving in and out of traffic. From my point of view, Hybrid SUVS are terrible.

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  • THE BATTERIES

The nickel battery in the engine is something I also want to talk about. The cost of these batteries are not cheap. It will cost you an arm and a leg or a side of your kidney to replace.  To change the battery, you are looking at $3000 for just the battery and extra for labour.  Hybrid owners, I feel sad for you, with the gas you might have saved, your paying to play again. Remember how you paid more for your hybrid car? Now your paying for battery replacement.  Can I laugh in your face now? Are you feeling stupid to buy the hybrid gimmick?  Being back on topic, where are all these nickel batteries being dumped?  How hard is it to recycle them environmentally friendly?  Until this day, there isn’t a clear concise answer.

  • HYBRIDS FOR…

I feel that the hybrid idea is not working until something evolutionary changes the game. The hybrid might work in highly populated areas were bumper to bumper traffic exists most of the time.  An example I could think of is Hong Kong.  The reason behind my view is because the roads in Hong Kong are always congested. You do not need to use the gas pedal much.  The benefits of having a hybrid there is that, the car can still provide Air Conditioning, yet runs on battery (Hong Kong is HOT and HUMID).  This way, there is less pollution emitted and still provide comfort for passengers. WIN-WIN!

  • TURBO DIESEL CARS

As of today, I am standing towards Turbo Diesel cars which is very popular in Europe.  These cars have great gas mileage yet provide sufficient amount of power.  Volkswagen’s TDI line of cars are currently very popular and most them are sold out for this year.  A full tank of gas 55 liters on a VW Golf TDI can go beyond 1100km on the highway.  This fact is very astonishing and better of all, the cost for diesel fuel is currently lower than gasoline. What do you think of my critics and do you buy my theory? Let me know at the comment box below!

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Assignment 1: Do Car Engines Now need to be FORCED FED?

When was the last time that you were fascinated by the car going beside you? Do you remember when you were a kid and your jaw dropped when the mustang was reving it? I remembered when I was a kid I would be amazed at those loud super cars. When I found out most of these cars brands had a strong historical background in them (not including the fart can exhausts off a ricer civic), I started to follow how cars work and why they work certain ways.

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One fact that caught my attention was how many of these higher end reputable brands like to put big engines in their car, especially their sports cars.  Well nowadays this tradition has changed and many car companies are going with smaller engines to comply with tougher emissions.  With the trend on making smaller engines, the use of force induction technology is the solution to make power.

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To be honest, I am really disappointed…as a car enthusiast, force induction does not replace actual displacement.  That V8, V10, V12 machinery growl is no fucking joke.  Just by listening to that is music to my ears, heck I even use that as my phone’s ringtone.  Imaging yourself drive that weapon down Bloor street during peak hours.  How many head tuners would you attract to see what’s up?  I promise you; even the ladies who don’t pay attention to cars will look.

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Recently I took a look at the new BMW F30 M3 off youtube and God that sounds terrible compared to the E9x M3 with the 4.4 litre V8.  That V8 grunt in the E9x M3 sounds so amazing that I felt like an ear orgasm  the first time I heard it.  As a matter of fact the new M3 is just a “tuned” N54 335i, with an extra turbo, very disappointing.  Not only BMW is going this direction but Mercedes Benz is too.  The previous 6.2 litre AMG engine in the CLS63 has now gone turbo charged too with a smaller 5.5 litre V8.  I guess the European emissions has gone really tough on car makers. Even the more entry level car like the BMW 328i has gone to a 4 cylinder turbo banger, unlike the previous generation, with the legendary inline 6.

I know forced induction cars respond very well to mods like tunes and downpipes (which I find it as a perk cause you can save money and tune it). But the sound has really gone downhill after this move by the car makers.  The sound of machinery is what makes me adore it’s fine engineering.  The industry now is a really huge disappointment, especially in the German league where I always bowed down to.  From now I will start paying more attention to American muscle. The problem with American Muscle is that their cars seems to be missing a soul.  All it does is run quarter miles and produce noise but lack the fine tuned handling which I value a lot as a track junkie.

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Many say an aftermarket exhaust would fix this noise complaint but seriously…it doesn’t.  I usually hear this solution come from the owners’ mouth, just so they feel better about their purchase.  Go check out the M5 Eisenmann race exhaust on an E60 compared to the F10 on youtube posted blow.  Like come on, you are lying to yourself if your saying it sounds the same.  The sound is muffled by a million times on the F10 if you asked me.  The V10 engine growl is sex on the E60.  Like come on. DO YOU HEAR THAT BMW?

E60 M5 Eisenmann Race


F10 M5 Eisenmann Race

Here is another example on a F30 328i versus the E90 328i both with Performance Exhaust

4 Cylinder BMW 328i

6 Cylinder BMW 328i

RACECARWHAT DO YOU THINK ABOUT MY THEORY!? TELL ME IN THE COMMENT BOX BELOW!!